No Money Down Maui Homes

Welcome to No Money Down Maui Homes! Properties that qualify are below.

 

 

 

Email Me Now!

We want to get you in a home! We have worked out an amazing program so you don't have to come up with a down payment or even the closing cost for your new home. If you have bad credit or no credit our program will get you six months of free credit repair to help you get your credit score up. 

 

All this is offered for free with a few steps you can start right now.

 

Step One: Email me your full legal name and address along with your email and phone number. I need this to fill out our contingency "Buyers Rep Agreement". This will show you that you don't pay us anything to represent you in this whole process. We get paid from the person selling the home. You don't pay us anything ever.

Step Two: You have to get all your financials in order. 

What is needed to get the process started:

  1. Most recent 2 months of paystubs
  2. Most recent 2 months of bank statements (all pages attached! If statements are double sided we need that other side. 😊)
  3. Most recent retirement, investment account statements (all pages attached! If statements are double sided we need that other side.)
  4. Last 2 years W2’s and/or 1099’s
  5. Last 2 years of Federal Taxes (all pages, schedules & worksheets=if you have not completed your 2018 taxes yet please send the 2016 ones)
  6. If you have self-employment: We need the Federal Business Tax Returns, K1’s, Schedules & Worksheets (all pages for Federal Only)
  7. Self-employment: Profit & Loss and Balance Sheet YTD (if it is currently early in the year, give us last years YTD too)
  8. If you own properties: Current mortgage statements & property insurance binders (if you don’t have ins. Give me your agent/co. name)
  9. Front and Back of your Current Driver’s License (you can text me if that's easier as I delete all private info to stay in compliance with Federal Regulations)
  10. Enclosed Mortgage Information Form & Borrower Authorization Form (3 Pages)- If you didn’t apply online of course! I'll send you the link after Buyers Rep form is completed (Step One).

 

Step Three: We schedule an appointment with my No Money Down Mortgage Counselor with all your documents to get you pre-qualified for a no money down mortgage. If you don't qualify at this time, we will get you signed up with a credit counselor to fix your credit. It's free for 6 months. In most cases, we can fix credit scores up 100 points. This will take some time but we are with you for the whole process. If you have good credit we can start step four right away.

Step Four: We find you a home of your liking and we make an offer. This is a process that we do every day and will negotiate you the very best price for your new home.  

I'm here to help you. I'm just a phone call away (808) 870-9813

 

Email Me Now!

 

See if the property qualifies for this program. Click Here.

 

 

Ron "Skeeter" Stebbins

(808) 870-9813

 

ws@lovelymauihomes.com

No Money Down

$479,000
2 Beds ⋅ 1 Baths ⋅ 402918 MLS ⋅ Fee Simple Tenure
Ocean view property! Enjoy views of both Maui and Lanai and on a clear day, the big island from your newly replaced decking on huge lanai. This house has been totally transformed since its purchase in 2022 with remodeled kitchen and bath, new roof, termite tenting, new flooring kitchen and bath and workshop and potting shed. Two bedrooms each with lanai access. One large enough for multiple beds and room divider. Partially covered lanais to enjoy all day long, rain or shine. Dual driveways with an enclosed carport and paved driveway on Iliahi with additional driveway entrance on Nauwe which allows for another parking space. The yard is adorned with a variety of trees, including banana and pomegranate, mango, and avocado creating a tropical oasis. Experience the tranquility and beauty of island living with modern comforts. Don’t miss this opportunity to own a slice of paradise in one of Molokai’s most desirable neighborhoods. Schedule a showing today and fall in love with your new home!

1085 Nauwe St, Kaunakakai

Listing courtesy of Molokai Vacation Properties.

$539,000
1 Beds ⋅ 1 Baths ⋅ 402763 MLS ⋅ Fee Simple Tenure
Discover serenity in this delightful property, ideally situated on 2 acres of tranquil land boasting awe-inspiring ocean and mountain views. This enchanting property is fully fenced and meticulously terraced, with lush grounds graced by an assortment of fruit trees. Enjoy spectacular sunsets that paint the sky in a kaleidoscope of colors, creating a mesmerizing backdrop for every evening. In addition to the charming cottage, there is ample space available to build another home, taking full advantage of the stunning views and peaceful surroundings. Whether you’re looking to expand or embrace the tiny home lifestyle, the property offers endless possibilities. Imagine crafting your own tiny home retreat, where minimalistic living meets the beauty of nature. With space to accommodate your dreams, you can create an eco-friendly, cozy dwelling that perfectly complements the tranquil atmosphere. This potential for expansion offers the perfect opportunity for extended family, guests, or rental income, enhancing the property’s value. Embrace the peaceful ambiance, savor the panoramic views, and create lasting memories in this idyllic haven that captures the essence of coastal living at its finest.

464 Onioni Dr, Kaunakakai

Listing courtesy of Molokai Realty LLC.

$575,000
4 Beds ⋅ 2 Baths ⋅ 400153 MLS ⋅ Fee Simple Tenure
4 bedroom/1.5 bath home nicely located near Kaunakakai Town. Fenced yard with double car garage. Enjoy outdoor entertaining in the large private outdoor covered patio. Plenty of storage space both inside and out with a half bath built off the patio. A great floor plan with spacious bedrooms and large closets. This property is to be sold furnished and As-Is. The beautifully manicured lawn boasts a large delicious mango tree and other mature fruit trees as well.

9 Oki Pl, Kaunakakai

Listing courtesy of Molokai Realty LLC.

$649,000
3 Beds ⋅ 2 Baths ⋅ 401406 MLS ⋅ Fee Simple Tenure
NEW PRICE! Steps away from beautiful white sand beach. Sunrise and sunset strolls, water sports right out your door. Two story beach cottage located about 4.5 miles east of town. Partially fenced-in yard great for pets or just to keep the deer out. Enjoy the beautiful beach and ocean views from open living area, kitchen and lanai. Ceramic tile floors, large lanai upstairs and downstairs for wonderful outdoor living. Views of Maui, Kahoolawe and Lanai. State of Hawaii land between home and the beach. Owner maintains.

2771 Kamehameha V Hwy, Kaunakakai

Listing courtesy of Tropical Island Properties LLC.

$699,000
3 Beds ⋅ 2 Baths ⋅ 402174 MLS ⋅ Fee Simple Tenure
Spacious home with 2 car garage on almost 2 acres of land in Pukoo. Located across the street from beach access and a short walk to Manae Goods and Grinz. Stone wall on the roadside, mature landscaping includes crown flowers, mango, palms, citrus and a large banyan tree. 3 bedrooms, 2 bath with large living and dining area. Large 2 car garage with room for workshop and lots of storage. Home was a long term rental to one family for 20 + years. Property being sold in "As Is" condition. A must see.

8579 Kamehameha V Hwy, Kaunakakai

Listing courtesy of Tropical Island Properties LLC.

$725,000
3 Beds ⋅ 1 Baths ⋅ 402968 MLS ⋅ Fee Simple Tenure
This well-maintained plantation house is what living on Lana’I is all about. It has a nice lawn area on the side of the house for relaxing with friends and family BBQ’s. There is a small front lanai for watching the world go by and a wonderful area behind the house that is covered for family gatherings. This three-bedroom one bath home comes beautifully furnished and ready for weekend get-a-ways or a great family residence. It is rare to find a plantation home that has been upgraded to this level and still have that old time feel about it.

320 Fraser Ave, Lanai City

Listing courtesy of Island Sotheby's International Realty(L).

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